Terms of Use
Please read these terms carefully before using our services.
Last Updated: February 1, 2026
1. Acceptance of Terms
By accessing and using myUSFinance (the "Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by these terms, please do not use this Service.
2. Use License
Permission is granted to temporarily download one copy of the materials (information or software) on myUSFinance's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
- Modify or copy the materials;
- Use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
- Attempt to decompile or reverse engineer any software contained on myUSFinance's website;
- Remove any copyright or other proprietary notations from the materials.
3. Disclaimer regarding Financial Advice
Important: The content and calculators provided on myUSFinance are for informational and educational purposes only. They do not constitute professional financial, legal, or tax advice.
Results provided by our calculators are estimates based on the information you provide and may not reflect actual loan terms or investment returns. You should consult with a qualified professional before making any financial decisions. myUSFinance assumes no responsibility for actions taken based on this information.
4. Limitations
In no event shall myUSFinance or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on myUSFinance's website, even if myUSFinance has been notified orally or in writing of the possibility of such damage.
5. Accuracy of Materials
The materials appearing on myUSFinance's website could include technical, typographical, or photographic errors. myUSFinance does not warrant that any of the materials on its website are accurate, complete, or current. myUSFinance may make changes to the materials contained on its website at any time without notice.
6. Links
myUSFinance has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by myUSFinance of the site. Use of any such linked website is at the user's own risk.
7. Calculator Usage Disclaimer
Our financial calculators are provided as educational tools to help you estimate financial scenarios. Calculator results are approximations based on the inputs you provide and standard mathematical formulas. They do not account for all factors that may affect your actual financial situation, including but not limited to:
- Changes in interest rates, tax laws, or market conditions
- Fees, penalties, or charges specific to your financial products
- Individual tax situations or applicable deductions
- Regional or state-specific regulations
Always verify calculator results with a qualified financial professional before making decisions.
8. Content Usage
All blog articles, educational content, and financial guides published on myUSFinance are protected by copyright. You may share links to our content or quote brief excerpts with proper attribution. Reproduction of substantial portions of our content without written permission is prohibited. Our content is regularly reviewed and updated, but we do not guarantee that all information is current at all times.
9. Advertising Disclosure
myUSFinance displays advertisements through Google AdSense and may participate in other advertising programs. These advertisements help support the free tools and educational content we provide. The presence of advertisements does not constitute an endorsement of the advertised products or services. We are not responsible for the content, accuracy, or practices of advertisers. Ad content is determined by third-party ad networks based on various factors including your browsing history.
10. Governing Law
These terms and conditions are governed by and construed in accordance with the laws of the United States and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.