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Disclaimer

Please read this disclaimer carefully before using myUSFinance.

Last Updated: February 1, 2026

1. General Information Disclaimer

The information provided on myUSFinance (accessible at https://myusfinance.com) is published in good faith and for general informational and educational purposes only. All content on this website — including articles, blog posts, guides, calculator outputs, and any other materials — is intended to help users better understand personal finance topics relevant to the United States.

While we strive to keep the information accurate and up to date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on this website. Any reliance you place on such information is therefore strictly at your own risk.

2. Not Financial Advice

The content on myUSFinance does not constitute financial advice, investment advice, tax advice, legal advice, or any other form of professional advice. Nothing on this website should be construed as a recommendation to buy, sell, hold, or otherwise transact in any financial instrument or product, or to engage in any particular financial strategy.

Before making any financial decisions — including but not limited to decisions related to investments, loans, mortgages, retirement planning, tax filing, insurance, or savings — you should consult with a qualified, licensed financial advisor, certified public accountant (CPA), tax professional, or other appropriate professional who can evaluate your specific financial situation, needs, and goals.

myUSFinance, its owners, authors, and contributors are not registered financial advisors, broker-dealers, investment advisors, tax professionals, or licensed professionals in any jurisdiction. We do not hold ourselves out as such and disclaim any liability arising from the use of our content as a substitute for professional advice.

3. Calculator Accuracy Disclaimer

The financial calculators provided on myUSFinance are designed as educational tools to help you estimate and explore various financial scenarios. These calculators use simplified mathematical models and standard formulas that may not account for every variable relevant to your unique financial situation.

Specifically, our calculators:

  • Provide estimates only and should not be relied upon as exact figures for financial planning or decision-making.
  • May not reflect the most current tax rates, interest rates, fee structures, regulatory changes, or other factors that could affect your actual results.
  • Do not account for all possible fees, penalties, taxes, inflation adjustments, or other costs that may apply to your specific situation.
  • May use rounding, approximations, or default assumptions that differ from the precise terms of your financial products or agreements.
  • Are not intended to replace professional financial planning software, tax preparation tools, or advice from qualified professionals.

The results generated by our calculators should be used as a starting point for your own research and should always be verified with a qualified financial professional before making any financial decisions. We expressly disclaim any liability for decisions made or actions taken based on calculator outputs.

4. No Guarantee of Results

myUSFinance makes no guarantees regarding the outcomes or results that may be obtained from the use of our website, calculators, content, or any information provided herein. Past performance, hypothetical projections, and estimated calculations presented on this website are not indicative of future results.

Financial markets, tax laws, interest rates, and economic conditions are subject to change without notice, and actual results may differ materially from any estimates, projections, or examples provided on this website. Individual financial outcomes depend on a wide range of personal factors including but not limited to income, expenses, debt levels, credit history, investment choices, market conditions, tax status, and timing.

We do not guarantee that using our tools or following information presented on our website will result in any particular financial benefit, savings, return on investment, or improvement in your financial condition.

5. Third-Party Links

Our website may contain links to external websites, resources, or services operated by third parties. These links are provided for your convenience and informational purposes only. The inclusion of any third-party link does not imply endorsement, approval, or recommendation by myUSFinance of the linked website, its content, its products, or its services.

We have no control over the content, accuracy, privacy practices, security, or availability of third-party websites. We are not responsible for any loss or damage that may arise from your use of, or reliance on, any third-party content, products, or services. We strongly encourage you to review the terms of use and privacy policies of any third-party website before providing personal information or engaging in transactions.

Third-party websites may have their own terms, conditions, and privacy policies that differ from ours. Your interactions with third-party websites are solely between you and the respective third party.

6. Advertising Disclosure

myUSFinance displays advertisements through Google AdSense, a third-party advertising service provided by Google LLC. These advertisements are served automatically based on various factors, including but not limited to your browsing history, geographic location, and the content of the page you are viewing.

Important points regarding our advertising:

  • Revenue: myUSFinance earns revenue from advertisements displayed on our website. This advertising revenue helps support the operation and maintenance of our free financial calculators and educational content.
  • No endorsement: The appearance of an advertisement on myUSFinance does not constitute an endorsement, guarantee, or recommendation of the advertiser, its products, or its services by myUSFinance.
  • Ad content: We do not control the specific advertisements that appear on our website. Google AdSense uses automated technology to select and display ads. We are not responsible for the accuracy, content, or claims made in any advertisement.
  • Cookies and tracking: Google AdSense and other third-party advertising partners may use cookies, web beacons, and similar technologies to collect information about your browsing activity to serve personalized advertisements. For more details, please review our Privacy Policy and Google's Privacy Policy.
  • Opt-out: You can opt out of personalized advertising by visiting Google Ad Settings or by using the Network Advertising Initiative opt-out page.

We may also include affiliate links or sponsored content in the future. Should we do so, such content will be clearly identified and disclosed in accordance with applicable laws and regulations, including the Federal Trade Commission (FTC) guidelines.

7. Content Accuracy and Updates

myUSFinance strives to provide accurate, current, and reliable information. However, financial regulations, tax laws, interest rates, government policies, and economic conditions change frequently. We cannot guarantee that all information on our website is current or reflects the most recent changes in law or policy.

Content on our website may:

  • Contain inadvertent errors, typographical mistakes, or outdated information despite our best efforts to maintain accuracy.
  • Reference tax brackets, contribution limits, interest rates, or other figures that were accurate at the time of publication but may have since changed.
  • Include general information that does not account for state-specific laws, local regulations, or individual circumstances that may affect applicability.
  • Be based on federal U.S. laws and regulations and may not apply to residents of other countries or U.S. territories with different tax or financial rules.

We reserve the right to update, modify, or remove any content on our website at any time without prior notice. We encourage users to verify any critical financial information with official government sources such as the Internal Revenue Service (IRS), the Securities and Exchange Commission (SEC), the Consumer Financial Protection Bureau (CFPB), or other relevant regulatory bodies.

8. Limitation of Liability

To the fullest extent permitted by applicable law, myUSFinance, its owners, operators, authors, contributors, affiliates, and partners shall not be held liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages — including but not limited to damages for loss of profits, revenue, data, goodwill, or other intangible losses — arising out of or in connection with:

  • Your use of, or inability to use, our website, calculators, tools, or any content provided herein.
  • Any errors, inaccuracies, omissions, or outdated information in our content or calculator outputs.
  • Any decisions made or actions taken based on information obtained from our website.
  • Any unauthorized access to or alteration of your data or transmissions.
  • Any third-party content, products, services, or websites accessed through links on our website.
  • Any interruption, suspension, or discontinuation of our website or services, whether temporary or permanent.
  • Any viruses, malware, or other harmful components that may be transmitted through our website or any linked third-party website.

This limitation of liability applies regardless of the legal theory on which the claim is based, including but not limited to negligence, breach of contract, breach of warranty, tort, strict liability, or any other legal or equitable theory, even if myUSFinance has been advised of the possibility of such damages.

Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, our liability shall be limited to the greatest extent permitted by applicable law.

9. Contact Information

If you have any questions, concerns, or feedback about this Disclaimer or any content on our website, we encourage you to reach out to us. You can contact us through our Contact Page.

We value your feedback and will make every reasonable effort to address your concerns in a timely manner. If you believe any information on our website is inaccurate or outdated, please let us know so we can review and update it as appropriate.

By using myUSFinance, you acknowledge that you have read, understood, and agree to be bound by this Disclaimer. If you do not agree with any part of this Disclaimer, please discontinue use of our website immediately. This Disclaimer should be read in conjunction with our Terms of Use and Privacy Policy.